No insurance shock expected from Qld quake

Any further aftershocks from one of Queensland's biggest earthquakes shouldn't extend to insurance premiums.

It appears the surprise 5.3 quake won't prove a shocker for insurers, which have received few claims relating to Thursday's seismic event.

The quake off the Fraser Coast was felt by people up to 228km away, and was followed by 3.9 and 3.4-magnitude aftershocks.

It was also followed by photos of damage, such as cracked walls and tiles, on social media.

The Insurance Council of Australia (ICA) says while earthquakes are covered by most home and contents policies, insurers weren't reporting a significant level of claims.

The RACQ's Mike Sopinski said the insurer had only received five earthquake claims so far.

"It certainly is not appearing to be an insurance event of any significance," he said.

"The majority of cases are cracked walls, and some joins in the walls."

The claims are for properties in varying areas in the southeast, from Urangan and Coolloola Cove in Hervey Bay to Bracken Ridge on Brisbane's northside.

Mr Sopinski said only a "trickle" of further claims were expected and ensured the earthquake wouldn't drive up household policies.

"This particular event will have absolutely no impact on insurance premiums," he said.

The quake was one of the biggest seismic activities recorded in the state's history, just falling short of the record 5.7 and 6.0 quakes that rocked Gladstone in 1918.

The ICA has urged any policy holders affected by Thursday's earthquake to contact their insurer as soon as possible.